Your Top Questions Answered
Frequently Asked Questions
Find clear, concise answers to the most common questions about senior insurance selection and how Senior Protection Advisory guides you through each step.
What factors should seniors consider when
choosing a health insurance plan?
When evaluating a health insurance plan,
seniors should review the scope of coverage,
annual deductibles, out-of-pocket maximums,
inclusion of prescription drug benefits,
network of medical providers, policy
exclusions, and optional add-on features
that address specific health concerns.
How does Senior Protection Advisory help in
selecting the right plan?
Our team conducts a comprehensive assessment
of individual health profiles, compares plan
features from leading Canadian insurers,
clarifies policy details, and presents
options that align with personal medical
needs and budget parameters.
Can seniors with pre-existing conditions
apply for coverage?
Yes, many plans offer coverage for
pre-existing conditions after a waiting
period. We review each policy’s terms,
waiting periods, and coverage limits to find
suitable options for clients with ongoing
health needs.
What is the typical process to enroll in a
plan?
First, we gather your health information and
coverage priorities. Next, we present
tailored plan comparisons. Once you choose a
policy, we guide you through completing the
application, verify paperwork, and confirm
enrollment with the insurer.
Are there any additional services after
enrollment?
After enrollment, we remain available to
address policy questions, coordinate
adjustments as health needs evolve, and
assist with claims inquiries to ensure
continuous support.
How often should seniors review their
insurance coverage?
We recommend an annual review or sooner if
there are significant changes in health
status, provider networks, or policy terms
to ensure your plan continues to meet your
needs.